The Financing Business Owners Need to Prosper
Our Network's wide range of Financial programs give Business owners access to the affordable capital they need to grow and serve their Communities.
Business Term Loan
Traditional loans provide financing for a variety of small business needs from increasing working capital to refinancing debt and are designed with each individual business in mind.
Amount: $50,000 – $5 million
Term: Up to 5 years
Startup Financing
The Startup Financing Term Loan is available to eligible small, for-profit businesses that have been in operation for less than 2 years and offers flexible use of proceeds to help jump-start young businesses.
Amount: $50,000 – $1 million
Term: Up to 10 years
Non-Revolving Line of Credit
Our non-revolving line of credit offers flexible short-term financing, helping small businesses move forward with access to cash when it's needed most.
Amount: $50,000 – $5 million
Term: Up to 2 years
Small Business Loan Fund
Our Network Small Business Loan Fund, developed from allocation of Tax Credits for New Markets, provides below-market rate small business loans to Qualified Active Low-Income Community Businesses.
Amount: $50,000 – $4 million
Term: Up to 5 years
Necessary documents
In order for Our Partners to review an application, applicants will be asked to provide the following documentation:
Startup Business:
Detailed 2-year projections
2-year personal tax returns
Budget for startup costs
2-year business tax returns (if available)
3 months of business bank statements or bank verification
Most recent YTD profit and loss statement
Government-issued identification (i.e. driver's license)
Existing Small Business:
Commercial debt program
2-year business tax returns
Trade Finance YE of the previous year
2-year personal tax returns
3 months of business bank statements or bank verification
Personal financial statement
Form SBA 413
Government-issued identification (i.e. driver's license)