Terms and Conditions

Effective November 1, 2019 IMPORTANT: THIS IS A LEGAL AGREEMENT BETWEEN YOU ("YOU") AND D&V Global Solutions, LLC dba D&V. (“US” or “D&V Global Solutions”). YOU SHOULD CAREFULLY READ THE FOLLOWING TERMS AND CONDITIONS CONTAINED IN THIS TERMS OF USE AGREEMENT (“AGREEMENT”) CAREFULLY AS THEY GOVERN YOUR ACCESS TO AND USE OF THIS WEBSITE AND OTHER D&V Global Solutions SERVICES (COLLECTIVELY, THE “WEBSITE”). D&V Global Solutions IS WILLING TO LICENSE YOUR USE OF THE WEBSITE ONLY ON THE CONDITION THAT YOU ACCEPT AND AGREE TO ALL OF THE TERMS AND CONDITIONS CONTAINED IN THIS AGREEMENT.

TERMS AND CONDITIONS

GRANT OF LICENSE. This Agreement provides you with a limited, non-exclusive, non-transferable, non-sublicensable license to use the Website solely for your personal use or internal business purposes.

LICENSE RESTRICTIONS. The above license is limited. Therefore, you may not (i) use, copy, store, reproduce, transmit, distribute, display, rent, lease, sell, modify, alter, license, sublicense, or commercially exploit the Website (or any part thereof) of in any way not expressly permitted by this Agreement, (ii) reverse engineer, decompile, disassemble, translate or create any derivative work of the Website (or any part thereof); (iii) access, link to or use any source code of the Website (or any part thereof); or (iv) delete or remove any copyright or proprietary notices contained on the Website (or any part thereof). You further acknowledge and agree that exceeding the scope of the license herein will be a material breach of this Agreement and will be subject to the termination provisions set forth herein.

OBLIGATIONS OF THE USER. Subject to D&V Global Solutions' right to monitor or audit compliance, you acknowledge and agree that it is solely your responsibility to maintain compliance with the terms and conditions of this Agreement. By accessing or using the Website, you also agree to be responsible for and comply with all applicable local, state, national and international laws, regulations, rules and guidelines regarding your use of the Website. In addition, you agree to assume all responsibility for your use and the results of your use of the Website, including compliance with the requirements of your contracts with third parties or other persons.

PROPERTY RIGHTS. Website content, including all software, design, text, graphics, images, photographs, illustrations, audio and video material, artwork, databases, user interfaces , visual interfaces, sounds, artwork, computer code (including html code), products, information and documentation, as well as design, structure, selection, coordination, expression, appearance and organization of the Website (collectively, the Material), unless otherwise noted, is owned, controlled, licensed, and owned by D&V Global Solutions or its licensors. All rights granted herein are expressly authorized. D&V Global Solutions does not grant any implicit rights to you or any other person and does not transfer or assign any ownership or intellectual property interest or title in or to the Website (or any part thereof) to you or any other person. Accordingly, your unauthorized use of the Website (including any Materials) may violate copyright laws or other proprietary rights, as well as other laws, regulations and statutes. Website and material are copyright ©2019 D&V Global Solutions LLC. and/or its licensors. You must not alter, remove or obscure any copyright or other notices contained in the Website or Material, including notices in any audiovisual material you access, download, transmit, display, print or reproduce from the Website. you shall not, nor shall you permit any third party (whether for their benefit or not) to reproduce, modify, create derivative works from, display, perform, publish, distribute, disseminate, transmit or circulate to any third party (including, without limitation, in or to through a third party website), or use any Materials without the prior written consent of D&V Global Solutions or its owner if D&V Global Solutions is not the owner. D&V Global Solutions and all other names, logos and icons identifying D&V Global Solutions and its products and services are trademarks owned by D&V Global Solutions (or its affiliates), and any use of such marks, including, without limitation, as domain names or account identifiers, without the express written permission of D&V Global Solutions is strictly prohibited. Other product and company names mentioned here or on the website may be trademarks and/or service marks of their respective owners.

LINKS TO OTHER SITES. D&V Global Solutions may provide links, at its sole discretion, to other sites from which you may purchase goods or services from third party merchants. D&V Global Solutions is not the seller or owner of any goods or services advertised, featured or otherwise mentioned on these sites. These sites have not necessarily been reviewed by D&V Global Solutions and are maintained by third parties over which D&V Global Solutions has no control. Accordingly, D&V Global Solutions expressly disclaims any responsibility for the content, materials, accuracy of information, and/or quality of products or services provided, available, or advertised on these third-party websites. In addition, these links do not imply an endorsement of the third party or any website or the products or services provided by the third party. Your transactions and other dealings with third-party merchants or advertisers found on or through the Website, including click-to-buy, joint registration, and other similar programs, including payment for and delivery of related goods or services, are solely between you. and said merchant or advertiser.

OFFERS AND PROMOTIONS. D&V Global Solutions distributes third party product information and product promotional offers to our users. We are not responsible for errors, omissions, or expiration dates of any promotional offer. It is your responsibility to ensure that there is a discount, free offer or other promotional offer during the checkout process on the website of the selected merchant from which you purchase a product. All featured offers and promotions are subject to change without notice and D&V Global Solutions has no control over the ability of any merchant to complete the sale in accordance with such offers and promotions.
DISPLAY AND PRODUCT COLORS. D&V Global Solutions does not guarantee that the color of the product images on the website will match the actual color of the products. Please note that the appearance of colors on the Website may be affected by the monitor you are using to view the Website.

MOBILE SERVICES. The Website may include certain services that are available to you through your mobile phone or other mobile device if you have subscribed to them, including the ability to use your mobile device to receive and respond to messages from D&V Global Solutions, and access other functions. (collectively, Mobile Services). Although D&V Global Solutions does not charge you for these Mobile Services, your mobile carrier's normal messaging, data and other rates and fees will still apply to your use of the Mobile Services. In addition, your mobile carrier may prohibit or restrict the download, installation, or use of certain Mobile Services, and not all Mobile Services may work with all carriers or devices. Therefore, you are responsible for checking with your mobile carrier to determine whether the Mobile Services are available for your mobile devices, what restrictions, if any, may apply to your use of the Mobile Services, and how much they will cost you. By using the Mobile Services, you agree that D&V Global Solutions may communicate with you by SMS, MMS or other electronic means to your mobile device and that certain information about your use of the Mobile Services may be communicated to D&V Global Solutions. In the event your mobile phone number changes or deactivates, you agree to promptly update your mobile subscription account information to ensure that messages D&V Global Solutions intends to send to you are not sent to someone else who acquires your mobile phone number. former.

COMMENT. D&V Global Solutions welcomes your comments and suggestions about D&V Global Solutions products or services or how to improve the website. However, by transmitting any comments or suggestions and any related information, materials or other content (collectively, Comments) to D&V Global Solutions, you represent and warrant that such comments do not infringe or violate the intellectual property or proprietary rights of any third party. (including, without limitation, patent, copyright or trademark rights) and that you have all necessary rights to transmit such comments to D&V Global Solutions. In addition, any feedback received by D&V Global Solutions shall be deemed to include a royalty-free, perpetual, irrevocable, transferable, non-exclusive right and license for D&V Global Solutions to adopt, publish, reproduce, disseminate, transmit, distribute, copy, use , create derivative works and display (in whole or part) throughout the world, or act on such feedback without further approval or consideration, in any form, media or technology now known or later developed for the full term of any rights you may exist about such information, material or content, hereby waiving any claim to the contrary.

REPRESENTATIONS AND WARRANTIES. You represent and warrant to D&V Global Solutions that (i) you are at least the legal age of majority, (ii) you are authorized to enter into this Agreement, (iii) you will access and view the Website and materials for your personal information. , Non-commercial use only; (iv) you will not use the Website or the Materials for any purpose or in any manner that violates any law or regulation or infringes the rights of D&V Global Solutions or any third party; (v) any information or data provided to D&V Global Solutions by you will not violate any law or regulation or infringe the rights of D&V Global Solutions or any third party; (vi) all information you provide to us in connection with the Website (for example, name, email address and/or other information) is true and accurate; and (vii) is authorized and capable of fulfilling and performing the obligations and complying with the conditions of a user as specified herein.

WARRANTY DISCLAIMERS. THE WEBSITE AND THE MATERIALS ARE PROVIDED AS IS. D&V Global Solutions DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE WEBSITE, PROGRAMS, SERVICES OR MATERIALS IN TERMS OF AVAILABILITY, ACCURACY, RELIABILITY, CURRENCY, COMPLETENESS, FUNCTIONALITY OR INTENDED PURPOSE, OR OTHERWISE. D&V Global Solutions ALSO DOES NOT REPRESENT OR WARRANT THAT THE WEBSITE OR THE MATERIALS WILL OPERATE ERROR-FREE, UNINTERRUPTED OR IN A MANNER THAT MEETS YOUR REQUIREMENTS. THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE WEBSITE IS WITH YOU. THE WEBSITE, THE MATERIALS AND ANY ASSOCIATED INFORMATION ARE PROVIDED AS IS AND AVAILABLE, AND D&V Global Solutions DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. PARTICULAR.
LIMITATION OF LIABILITY - UNDER NO CIRCUMSTANCES SHALL D&V, ITS EMPLOYEES, AGENTS, CONTRACTORS OR OTHER RELATED PARTIES BE LIABLE, WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, TORT OF LAW OR ANY OTHER CLAIM AVAILABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, INDIRECT, DAMAGES PUNITIVE OR SPECIAL OR ANY OTHER DAMAGES AVAILABLE IN RELATION TO OR IN ANY WAY ARISING OUT OF ACCESS TO, USE OF OR RELIANCE ON ANY PRODUCT, WEB SITE OR SERVICE PROVIDED BY AMERICOR, EVEN IF D&V HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES . YOUR USE OF THE PRODUCTS, WEBSITES AND SERVICES IS AT YOUR SOLE RISK. POTENTIAL CLAIMS AND ISSUES WAIVED BY AMERICOR INCLUDE BUT ARE NOT LIMITED TO:

YOUR INABILITY TO USE OR ACCESS THE PRODUCTS, WEBSITES AND SERVICES, OR RELATED THIRD PARTY SERVICES;
ANY FAILURE OF PERFORMANCE OF THE PRODUCTS, WEBSITES AND SERVICES, INCLUDING BUT NOT LIMITED TO TECHNOLOGICAL ERRORS CAUSED BY THE PRODUCTS, WEBSITES AND SERVICES, AND TECHNOLOGICAL ERRORS RESULTING FROM RELATED AND UNRELATED THIRD PARTIES, ANY DELAYS IN TRANSMISSION, ANY VIRUSES COMPUTER OR OTHER SYSTEM FAILURE;

ANY FAILURE IN PERFORMANCE OF THE PRODUCTS, WEBSITES AND SERVICES CAUSED OR CONTRIBUTED AS A RESULT OF ANY ERRORS, OMISSIONS OR DELAYS IN THE TRANSMISSION OF INFORMATION TO OR FROM THE USER, ANY DELAY, DEFECT, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OR USE OF RECORDS, PROGRAMS, FILES, PRODUCTS, WEBSITES OR SERVICES, WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF ACTS, TECHNOLOGICAL FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO THE PRODUCTS, WEBSITES AND SERVICES

ANY COSTS ASSOCIATED WITH SUBSTITUTE GOODS OR SERVICES AS A RESULT OF ANY OF THE FAILURES DESCRIBED ABOVE;
ANY COMMUNICATION, TRANSMISSION, DATA, INFORMATION OR MESSAGE OBTAINED THROUGH THE PRODUCTS, WEBSITES AND SERVICES;
ANY DELAY, DEFECT, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OR USE OF ANY RECORDS, PROGRAMS, FILES OR OTHER INFORMATION OF YOUR DATA OR INFORMATION;
COMMUNICATIONS, STATEMENTS, BEHAVIOR OR CONDUCT OF ANYONE USING THE PRODUCTS, WEBSITES OR SERVICES;
ANY PROBLEM OR CLAIM ARISING OUT OF ANY THIRD PARTY PRODUCT, WEBSITE OR SERVICE, WHETHER OR NOT RELATED TO D&V;
ANY PROBLEM OR CLAIM ARISING OUT OF OR RELATING TO THE PRODUCTS, SERVICES OR WEBSITES IN ANY WAY.
ANY ISSUE OR CLAIM ARISING OUT OF OR RELATED TO THE PROCESSING OF PERSONAL DATA OR ANY BREACH THEREOF. YOU AGREE THAT YOUR SOLE REMEDY IF YOU ARE DISSATISFIED WITH THE PRODUCTS, WEBSITES AND/OR SERVICES IS TO STOP USING THE PRODUCTS, WEBSITES AND SERVICES. IF YOU HAVE CREATED AN ACCOUNT, YOUR SOLE REMEDY IS TO CANCEL AND/OR TERMINATE THAT ACCOUNT.
YOU AGREE THAT IN NO EVENT SHALL D&V'S AGGREGATE LIABILITY EXCEED THE LIMITS DESCRIBED IN THIS SECTION FOR ANY LOSS, CLAIM, SECURITY BREACH, SECURITY INTRUSION, OR CAUSES OF ACTION OF ANY KIND.

YOU AGREE TO WAIVE ANY AND ALL KNOWN AND UNKNOWN CLAIMS, AND UNDERSTAND THAT YOU MAY WAIVE RIGHTS, CLAIMS OR CAUSES OF ACTION WITH RESPECT TO CLAIMS THAT ARE UNKNOWN, UNSUSPECTED OR NOT AT THIS TIME, AND AGREE TO SUCH WAIVER. , YOU WAIVE ANY REMEDIES THAT MAY BE AVAILABLE TO YOU UNDER CALIFORNIA CIVIL CODE SECTION 1542, WHICH PROVIDES “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTE THE RELEASE, WHICH IF KNOWN BY HIM OR SHE SHOULD HAVE MATERIALLY AFFECTED THEIR LIQUIDATION WITH THE DEBTOR”, AND ANY CORRESPONDING AND/OR SIMILAR RIGHT PROVIDED IN OTHER JURISDICTIONS.

IF ANY PARTICULAR LIMITATION OF LIABILITY STATED ABOVE IS NOT PERMITTED IN YOUR JURISDICTION, THESE DISCLAIMERS MAY NOT APPLY TO YOU. FURTHERMORE, IF ANY OF THE ABOVE DISCLAIMERS ARE INVALID IN ANY JURISDICTION, THE VALIDITY OF THE OTHER DISCLAIMERS WILL NOT BE AFFECTED. IF ANY OF THE ABOVE DISCLAIMERS ARE DETERMINED TO BE INVALID, D&V'S AGGREGATE LIABILITY SHALL NOT EXCEED THE EXTENT PERMITTED BY APPLICABLE LAW.

TO THE EXTENT PERMITTED BY LAW, YOU AGREE THAT D&V'S LIABILITY TO YOU IN CONNECTION WITH ANY LEGAL CLAIMS YOU MAY HAVE AGAINST YOU IN CONNECTION WITH THE SERVICES OR THIS AGREEMENT IS LIMITED AS DESCRIBED IN THIS SECTION, EXCEPT AS TO THE EXTENT SUCH LIMITATIONS ARE PROHIBITED BY LAW. YOU ACKNOWLEDGE THAT D&V HAS ESTABLISHED ITS FEES IN RELIANCE ON YOUR AGREEMENT TO THESE LIMITATIONS OF LIABILITY. D&V IS NOT LIABLE TO YOU FOR ANY INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL LOSS OR DAMAGES OF ANY KIND ARISING IN CONNECTION WITH THIS AGREEMENT OR THE SERVICES. D&V'S MAXIMUM LIABILITY TO YOU IN CONNECTION WITH THE SERVICES AND THIS AGREEMENT FOR OTHER TYPES OF DAMAGES IS A REFUND OF THE FEES PAID BY YOU FOR THE SERVICES YOU SELECTED. YOU AGREE THAT THIS LIMITATION APPLIES TO ANY CLAIM YOU MAY HAVE AGAINST D&V UNDER ANY THEORY: CONTRACT, TORT, COMMERCIAL CODE, STRICT LIABILITY OR OTHERWISE, EVEN IF A LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

DISPUTES: The following dispute resolution process applies to disputes that may arise between you and D&V. Each party to this Agreement (you and D&V) agrees that any dispute relating to the Services or this Agreement shall be submitted to binding arbitration in Hillsboroug County, Florida. The arbitration will be conducted by one arbitrator in accordance with the commercial arbitration rules of the American Arbitration Association ("AAA"). The arbitration will be conducted in person unless each of us agrees to a submission proceeding by telephone or in writing. The arbitrator will issue a reasoned award with findings of fact and conclusions of law, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction. Either party may bring an action in any court of competent jurisdiction to compel arbitration under this Agreement, or to enforce or set aside an arbitration award. You waive any right to a jury trial and agree that disputes will be resolved by arbitration. No claim subject to this provision may be brought as a class or class action, nor may you assert such claim as a member of a class or class action brought by another claimant. Each party agrees not to bring a claim related to the Services or this Agreement more than six months after the time the claim accrued. Except as required by law, neither a party nor an arbitrator may disclose the existence, content, or results of any arbitration hereunder without the prior written consent of both parties.

TECHNOLOGICAL RISKS: WHENEVER THERE IS USE OF TECHNOLOGY FOR DATA AND INFORMATION PURPOSES, YOU UNDERSTAND THAT THERE IS INHERENTLY ASSOCIATED WITH IT, A SECURITY RISK AND/OR DATA BREACH. WHILE D&V GUARANTEES YOU THAT ALL POSSIBLE PRECAUTIONS ARE TAKEN TO PROTECT YOUR PERSONAL DATA, D&V CANNOT GUARANTEE THAT THE TRANSMISSION OF DATA OVER THE INTERNET IS 100% SECURE. D&V CANNOT GUARANTEE THE SECURITY OF THE PORTAL OR THE SERVICES OR THE PREVENTION OF LOSS, ALTERATION OR IMPROPER ACCESS TO YOUR ACCOUNT INFORMATION OR DATA. ACCORDINGLY, D&V CANNOT GUARANTEE THE SECURITY OF ANY INFORMATION YOU TRANSMIT TO US AND YOU DO SO AT YOUR OWN RISK. ONCE WE RECEIVE YOUR INFORMATION, WE MAKE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS. WE USE PHYSICAL, ELECTRONIC AND PROCEDURAL SAFEGUARDS TO PROTECT YOUR PERSONAL INFORMATION. IF YOU ARE AWARE THAT DATA STORED ON D&V SERVERS MAY HAVE BEEN ACCESSED, DISCLOSED OR ACQUIRED WITHOUT PROPER AUTHORIZATION AND IN CONTRARY TO THE TERMS OF THIS AGREEMENT AND/OR IN CONTRARY TO D&V'S PRIVACY POLICIES, YOU AGREE TO NOTICE PROMISE D&V OF ANY DATA BREACH WITHIN A MAXIMUM OF TWO BUSINESS DAYS, AND WILL IMMEDIATELY TAKE ANY STEPS WHICH MAY BE NECESSARY TO ALLOW D&V TO FULLY UNDERSTAND THE NATURE AND EXTENT OF THE DATA BREACH AND DELETE IT, INCLUDING DELETING ANY INFORMATION NOT RELATED TO YOUR CONFIDENTIAL AND FINANCIAL SITUATION WHICH MAY HAVE BEEN STORED ON YOUR COMPUTER OR MOBILE DEVICE. ANY PARTY WHOSE DATA HAS BEEN BREACHED AGREES AND AGREES TO LIMIT ANY AND ALL LIABILITY FOR CLAIMS AS DESCRIBED HEREIN, INCLUDING THAT YOUR LIABILITY SHALL BE LIMITED TO THE CREDIT MONITORING SERVICE IN ADDITION TO ANY OTHER RIGHTS AGREED TO HEREIN. IF D&V BECOMES AWARE OF A SECURITY OR DATA BREACH, D&V MAY ATTEMPT TO NOTIFY YOU ELECTRONICALLY SO THAT YOU CAN TAKE APPROPRIATE PROTECTIVE MEASURES. BY USING THIS WEBSITE OR PROVIDING US WITH PERSONAL INFORMATION, YOU AGREE THAT WE MAY COMMUNICATE WITH YOU ELECTRONICALLY ABOUT SECURITY, PRIVACY AND ADMINISTRATIVE MATTERS RELATED TO YOUR USE OF THIS WEBSITE. WE MAY POST A NOTICE ON THIS WEBSITE IF A SECURITY BREACH OCCURS. IF THIS HAPPENS, YOU WILL NEED A WEB BROWSER TO ENABLE YOU TO VIEW THIS WEBSITE. WE MAY ALSO SEND YOU AN EMAIL AT THE EMAIL ADDRESS YOU PROVIDED US IN THESE CIRCUMSTANCES. DEPENDING ON WHERE YOU LIVE, YOU MAY HAVE A LEGAL RIGHT TO RECEIVE WRITTEN NOTIFICATION OF A SECURITY BREACH. TO RECEIVE FREE WRITTEN NOTIFICATION OF A SECURITY BREACH (OR TO WITHDRAW YOUR CONSENT TO RECEIVE ELECTRONIC NOTIFICATION) YOU MUST NOTIFY US AT contact@dvfinancing.com

NOTICE D&V Global Solutions may provide you with notice by email, regular mail, or posting on any of our public websites. Notice will be deemed given twenty-four hours after we email you, unless D&V Global Solutions is notified that the email address we use is deemed invalid. Alternatively, D&V Global Solutions may provide you with a legal notice by mail to a valid mailing address, if you provide it through any of our websites. In such case, the notification will be considered made three (3) calendar days after the date of mailing. You may write to us to provide written notice to the following address: D&V Global Solutions Address City, State Zip Code.

APPLICATION. D&V Global Solutions wishes to maintain the website as a useful resource for all of its users. As far as D&V Global Solutions is concerned, therefore, you do not have a reasonable expectation of privacy while using the Website because D&V Global Solutions reserves the right to view, monitor and/or record activity on the Website (of accordance with applicable law) and comply with government or judicial authorities when necessary. Actual or attempted unauthorized use of the Website may also result in criminal and/or civil prosecution, including, but not limited to, punishment under the Computer Fraud and Abuse Act of 1986 under US federal law. Therefore, you shall not, nor shall you permit any third party to disable, circumvent, or otherwise circumvent any security device, mechanism, protocol, or procedure established by D&V Global Solutions for use of or with the Website. Furthermore, you also acknowledge that any breach, threatened or actual, of this Agreement by you may cause irreparable damage to D&V Global Solutions and/or its licensors, such damage would not be quantifiable in monetary damages, and D&V Global Solutions and/or its licensors would not have an adequate remedy in law. You therefore agree that D&V Global Solutions and/or its licensors (or on its behalf) shall be entitled, in addition to other available remedies, to seek and receive an injunction or other appropriate equitable relief from a court of competent jurisdiction restraining any breach. , threatened or actual, from its obligations under any provision of this Agreement. Accordingly, you hereby waive any requirement that D&V Global Solutions or its licensors post a bond or other security in the event that D&V Global Solutions requests or grants injunctive or equitable relief to enforce any provision of this Agreement.
PRIVACY. We respect your privacy and the use and protection of your personally identifiable information. Please see our Privacy Policy for important information and disclosures regarding the collection and use of your personally identifiable information in connection with your use of the Website.
TERMINATION. D&V Global Solutions also reserves the right at any time and for reasonable reasons, including, but not limited to, any reasonable belief of fraud, illegal activity, or actions or omissions that violate any term or condition of this Agreement, to terminate this Agreement with you. (including any registered account) to protect your name, business or goodwill and/or any other user. You acknowledge and agree that D&V Global Solutions shall have the sole right to determine, in its reasonable discretion, whether you are engaging in any unauthorized activity and/or violating any term or condition of this Agreement. D&V Global Solutions will also not be liable for any damages or losses, such as lost sales or profits, as a result of termination of this Agreement pursuant to this section. You may also terminate it at any time by ceasing to use the Website. However, all applicable provisions of this Agreement will survive termination, as described below. Any D&V Global Solutions license and any rights to use the Website will cease immediately upon termination of this Agreement. Provisions regarding feedback, D&V Global Solutions proprietary rights, representations and warranties, warranty disclaimer, limitation of liability, applicable law, performance, termination, and miscellaneous terms shall survive the termination or expiration of this Agreement for any reason.

MISCELLANEOUS. The relationship between you and D&V Global Solutions is and will be that of independent contractors and nothing in this Agreement shall be construed or used to create or imply a relationship of partners, joint ventures, or employer and employee. You may not assign or transfer this Agreement or the license granted hereunder or delegate any of your obligations hereunder, in whole or in part, without the prior written consent of D&V Global Solutions. Any attempted assignment, delegation or transfer in violation of this Agreement will be null and void and a material breach of this Agreement. Notwithstanding the foregoing, D&V Global Solutions may assign this Agreement in whole or in part. In addition, D&V Global Solutions may delegate its rights and responsibilities or use contractors or agents to carry out its obligations under this Agreement. D&V Global Solutions' failure to insist upon strict performance of any of the terms and conditions of this Agreement shall not operate as a waiver of that or any subsequent breach or failure to perform. In the event any provision of this Agreement is determined by an arbitrator or court of competent jurisdiction to be invalid, void, or unenforceable, you agree that, unless it materially affects the intent and purpose of this Agreement, the invalidity, nullity, or unenforceability will not affect the validity of this Agreement or any remaining provisions hereof, and the provision in question will be deemed superseded by a valid and enforceable provision that better reflects the intent and purpose of the original provision. Headers are for convenience only and have no legal or contractual effect. This Agreement and the D&V Global Solutions Privacy Policy, which is incorporated herein by reference as if set forth in its entirety herein, represent the entire agreement between you and D&V Global Solutions with respect to the subject matter hereof, and supersedes all communications and prior or contemporaneous proposals, whether electronic, oral or written, between you and D&V Global Solutions with respect to the Website. Please note that D&V Global Solutions reserves the right to change the terms and conditions of this Agreement and to which the Website extends to you by providing you in writing or electronically with a copy of such revised terms (or notice thereof). . D&V Global Solutions also has the exclusive right to provide updates, improvements and/or changes to any aspect of the Website at any time. Your continued use of the Website after any changes to such Website will be deemed acceptance of any changes to this Agreement or to the Website.
"Cookies" are small data files transferred by a website to your computer's hard drive. D&V Global Solutions or its service providers send cookies when you browse our site or sites where D&V Global Solutions advertisements appear, make purchases, request or personalize information, or register for certain services. Accepting cookies used on our site, sites that are "powered by" another company on behalf of D&V Global Solutions, or sites where our advertisements appear may give us access to information about your browsing preferences, which we can use to personalize and improve your experience. . Cookies are generally categorized as "session" cookies or "persistent" cookies. • Session cookies do not remain on your computer after you close your browser.

Persistent cookies remain on your computer until you delete them or they expire. Generally speaking, web browsers automatically accept cookies by default. That being said, you can usually prevent cookies or selectively accept cookies by adjusting the preferences in your browser. If cookies are not accepted, some features of our site may not be available and some websites may not display correctly. However, in most cases, a customer can reject a cookie and continue browsing our website without issue. A web browser is usually set to automatically accept cookies, but it can be changed to decline cookies. Information on how to adjust cookie preferences (for example, prevent your browser from accepting new cookies, etc.) is in the help and support section of your browser. In most cases, a visitor can reject a cookie and still fully navigate our website. Like many companies, we use cookies and other tracking technologies in our online services (collectively referred to as "Cookies" unless otherwise noted), including HTTP cookies, flash cookies, HTML5 local storage and Flash, GIF/web beacons, embedded scripts, and electronic tags/browsers cache. We may use cookies for a variety of purposes and to enhance your online experience, for example by remembering your login status and display preferences from a previous use of an online service, for when you later return to that online service. . D&V Global Solutions does not store passwords or any other information about a visitor in a cookie that can identify, locate, and determine preferences or financial activity. Aggregated customer information can help D&V Global Solutions evaluate your website's performance and develop strategies to maximize utility. This information may be provided to other companies, including, but not limited to, third party advertisers. This information does NOT include any personal data that can be used to identify individuals. The cookies that D&V Global Solutions uses on its Website
**Security cookies: session cookies used to support security measures within the site. • Performance Manager – This is a tracking pixel that records traffic from third-party sources.
**LivePerson - A tracking pixel used to track the customer service web chat web session.
**D&V Global Solutions: Contains a session cookie that recognizes the applicant to process the loan application to completion
Iovation: contains a cookie to identify the electronic device of applicants
DoubleClick – This is a tracking pixel that records traffic from third-party sources.
**H Online: contains a cookie to identify the electronic device of the applicants
**Google Analytics: web analytics tracking
**Google Adwords – Conversion Tracking How long does D&V Global Solutions keep personal information?
**D&V Global Solutions will retain information that is necessary to allow D&V Global Solutions to provide the requested service and only for as long as it takes for D&V Global Solutions to provide the requested service.

** D&V Global Solutions may still need to retain customer personal data to ensure that systems reflect their preferences, even if a customer has chosen not to allow D&V Global Solutions to use that customer's personal data for marketing purposes .
**D&V Global Solutions may keep records of any transaction a customer makes on the D&V Global Solutions website for a minimum of six years from the end of D&V Global Solutions' relationship with the customer.
**D&V Global Solutions may retain other information about a customer only to the extent necessary to comply with applicable laws and to meet legitimate business needs.
**Third party websites. We use third-party advertising and media companies to serve ads on our behalf across the Internet and to help manage and optimize our online business and communications. Through the use of cookies, these third-party companies may collect anonymous information about your visits to our site and your interaction with our advertisements and content. For example, they may keep track of how many of our advertisements you have seen on other websites before visiting our website. This information is used to understand your browsing behavior and interests so that we can identify your needs and provide you with a service that is tailored to your needs. Browser signals. We do not currently take steps to respond to "Do Not Track" signals from your browser because a uniform technology standard has not yet been developed. We continue to review new technology and may adopt a standard once it is created.