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SmartFix

SmartFix is Dvs Smart Mortgage’s industry-leading financing solution for fix & flip investment properties. Whether you are looking to purchase a property with small or large renovation, or simply need a bridge loan, SmartFix is the easiest and fastest loan program in the country. Dvs Smart Mortgage is able to close your loan in less than 48 - 72 hours. There is no appraisal, so you save money, time, and the terms of your loan never change. The SmartFix loan program experience has resulted in Dvs Smart Mortgage having the highest repeat borrower % in the country. We are confident we can find you a great loan with a quick, efficient and easy process. Receive your term sheet today (within 24 hours).

Modern Home Exterior

Program Terms 

Dvs Smart Mortgage provides fix and flip loans for investors purchasing residential properties. We provide approval in less than 24 hours. We have full discretion and the funds on hand to close quickly. Dvs Smart Mortgage prides itself on its customer service, ease of process, and speed. We look forward to helping you succeed by financing your next investment property.

  • Loan Amounts: $75K - $2M

  • Rates: 9.90%-11.90%

  • Payment: Interest Only

  • Points: 2.0%-3.0%

  • $1,495 Doc Fee

  • LTC: Up to 90%

  • LTV: Up to 70%

  • Term: 6-12 months (w/ extension options)

  • Financing for purchase and renovation costs

  • Quickest draw process in the industry

  • Geography: Nationwide (except for the following markets: LA, MN, MO, NV, NY, SD, ND, Baltimore, Chicago, Detroit, Inner City NJ)

  • Property Types: Residential (SFR & 2-10 Unit)

  • NO Appraisal Required: Save $695 and 30 days!

  • NO Junk Fees

  • Credit Score: 600 Minimum

  • NO Prepayment Penalty: Payoff the loan at anytime

Why Dvs Smart Mortgage

Speed and Efficiency

SmartFix is the perfect short-term solution for investors looking to renovate investment properties. With closings in as little as 48- 72 hours, investors can focus on winning deals and less time on underwriting red tape. Our team brings years of fix and flip experience to the table and we’re able to help investors succeed with our fast, efficient process that takes hours and days, not weeks and months.

Light Documentation

Our process allows investors to avoid the mountains of endless paperwork and intrusive document-gathering common with our competitors. We do not require tax returns or income verification, ask for years of bank statements, or many of the other typical requests from other lenders. We have a quick and straightforward needs list that can be knocked out fast – allowing investors to focus on their properties rather than the hassle of tracking down and providing infinite documents and files.

Walk The Walk

We are a lending shop that understands your needs and challenges better than anyone else. Why? Before we were lenders, we were real estate investors ourselves. We understand what you’re looking for in a lending partner as our founders acquired, renovated and sold thousands of properties principally. We don’t just lend, we are a partner with expert-level knowledge and experience that can advise and assist on your investing journey every step of the way

contact@dvsmortage.com

Phone: (813) 530 5158

Contact Form

NMLS ID: 2629313

NMLS ID: 2464047

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Privacy Policy            Terms of Use

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** I understand that I do not have to consent to receive these types of calls or text messages as a condition of purchasing any goods or services. Instead. I also agree to DVS’s Privacy Policy and Terms of Use and to receive important notices and other communications electronically.

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** All loans available through  DVS Smart Mortgage ("DVS") are made by lenders in their network and are subject to eligibility criteria and review of creditworthiness and history. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Eligibility for a loan is not guaranteed. Loans are not available to residents of all states – please call an DVS representative for further details. The range of APRs on loans is 5.99% to a maximum of 24% APR. The APR calculation includes all applicable fees, including the loan origination fee.

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** IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, you will be asked for your name, address, date of birth, and other information that will allow the lender to identify you. You may also be asked to see your driver's license or other identifying documents.

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